Mon - Fri: 9:00am - 5:30pm CST
Make Your Business More Resilient. Protect What You've Built.
Practical strategies to reduce taxes, strengthen continuity, retain key people, and prepare for a smooth transition—built for companies with 5–80 employees.
You don’t need more noise—you need clarity. We give you straightforward recommendations that protect your company and reduce risk without wasting your time.
Solutions That Strengthen Your Business
Key Person Protection
Ensure stability if something happens to a critical leader or producer.
Tax Efficiency Planning
Reduce tax drag through legal, KPI-aligned benefits that reward top performers and create selective incentives.
Succession & Exit Strategy
Prepare for a future transition while strengthening business value through proven risk-prevention strategies.
Buy-Sell Agreement Support
Support fair, conflict-free transitions with well-structured agreements. When appropriate, life insurance can help fund liquidity needs. Businesses with $3M+ in revenue may qualify for a complimentary buy-sell review through our partners.
Executive Retention Strategies
Retain key employees with strategic, performance-aligned plans—without giving up ownership or equity.
Business Valuation Guidance
Businesses with $3M+ in revenue may be eligible for an independent Calculation of Value (IRS Fair Market Value standard) through our partners.
Choose Your Pathway
Every business owner is at a different stage.
The right next step depends on where you are — and what matters most right now.
Each pathway begins with a focused planning session.
Foundation & Exposure Control
This pathway identifies where you are exposed and what deserves attention — before any implementation decisions are made.
Best fit if:
Insurance may exist, but is scattered or outdated
The business is heavily dependent on you
There has been no recent planning or risk review
You want clarity — not commitment
What this covers:
High-level risk and dependency scan
Inventory of existing coverage (what exists, what doesn’t)
Owner exposure snapshot (death, disability, interruption)
Carrier eligibility screening (not comparison)
Clear prioritization of next steps:
Fix now
Monitor
Defer
You’ll start with a Foundation Review Session
A 30–45 minute diagnostic conversation focused on understanding exposure — not designing solutions.
Continuity & Retention
You want to protect momentum and keep the right people in place.
This pathway focuses on strengthening the business while you remain at the center — reducing pressure and protecting continuity.
Best fit if:
One or two people are critical to the business’s success
Retention and compensation efficiency matter more than transition
You want greater confidence and stability around key people
Ownership changes are not yet a priority
What this covers:
Key-person exposure review
Retention risk assessment (who matters, why, and how long)
Carrier eligibility screening for:
Multi-life strategies (where available)
Selective executive benefits
Compensation and benefit alignment for top contributors
Implementation sequencing and enrollment coordination
You’ll start with a Continuity Review Session
A 30–45 minute diagnostic conversation focused on continuity and retention — not ownership transition or succession planning.
Succession & Stewardship
You want options — and you don’t want your life’s work left to chance.
This pathway prepares the business and protects the family well before any transition is imminent.
Best fit if:
A future ownership transition matters (even if it’s years away)
You want confidence the company is valued correctly and can actually be funded
You prefer preparation and options—without pressure to exit
A partner departure, disability, retirement, or death would create financial uncertainty
What this covers:
Business valuation for planning and decision-making
Buy–sell review (structure and funding gaps)
Assessment of financial and continuity preparedness for ownership transition or disruption
Key-person and partner exposure mapping
Carrier eligibility screening for advanced strategies
Coordination with your CPA and legal advisors, as appropriate
Certain elements may depend on carrier eligibility or third-party support.
You’ll start with a Succession Review Session
A 30–45 minute diagnostic conversation focused on sequence and options — not products or exit timing
Why Business Owners Choose Us
Built for Real-World Businesses
Strategies specifically designed for companies with 5–80 employees—never generic templates.
Clear, 3-Step Process
Assessment → Analysis → Implementation support. Simple, structured, efficient.
Strategy First. Product Last.
We lead with advice and clarity—tools only come into the picture when appropriate.
Why Business Owners Trust Us with Their Families
Owning a business means your family’s security is closely tied to your success.
We help you build a personal financial strategy that protects your family and supports long-term goals.
Lifetime Cash-Flow & Income Planning
Coordinate guaranteed income sources to create predictable lifetime income, freeing up other assets for long-term goals.
Tax-Advantaged Legacy & Wealth Strategies
Evaluate how tax-advantaged growth, access, and transfer through properly structured cash value life insurance may support legacy goals and long-term flexibility.
Family Protection & Living Benefits
Protect your family with a balanced mix of term coverage, long-term planning tools, and living benefits for qualifying illnesses.
Strengthen Your Business
Our first conversation is a simple 15-minute assessment designed for busy owners—no pressure, no sales pitch.
Licensed in 20+ States Nationwide
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